FINANCIAL AID Federal Programs

Happy PCCC student


Grants are forms of aid that do not have to be repaid. They are awarded to students who show financial need on the Free Application for Federal Student Aid. The grants listed here are administered by the PCCC Financial Aid Office based on the guidelines set for each program by its provider.

  • Federal Pell Grant - The Higher Education Act of 1972 established this grant program to provide aid to needy students attending college full-time, part-time, or less than part-time.  The maximum annual award is $5550  Students must meet eligibility requirements and must be pursuing a degree program or eligible certificate program.  The Certificate of Achievement (less than 30 credits) programs are not eligible for financial aid. 
    • Please Note:  Students may use a portion of the Fall award to help pay the cost of the Summer II session, however this may result in a reduced award for the Fall semester (i.e. if you are eligible for $2775 and you register for 6 credits in Summer II and 12 credits in the fall, your Summer II award will be $1388, and your fall award will be reduced to $1387 instead of $2775.
  • Federal Supplemental Educational Opportunity Grant (FSEOG) - This program awards funds to undergraduate students with the greatest need.  Priority is given to students who apply prior to August 1st.

Federal College Work Study Program

The Federal Work-Study Program provides employment opportunities for students who need additional funds to help meet their educational expenses. To be considered as a candidate for the work-study program a student must

  • file a FAFSA,
  • be a U.S. citizen or permanent resident,
  • be enrolled in an undergraduate academic program, 
  • be registered for at least 6 or more credits (including 1 college level course), and
  • meet the financial aid standards of satisfactory academic progress and 
  • be in good academic standing.

Students may work off-campus as part of the Community Service Program.  Jobs could be in areas of welfare, social services, public  safety, recreation, youth corps, or support services for students with disabilities or mentoring activities.

Direct Loans

Passaic County Community College {PCCC} participates in the William D. Ford Federal Direct Loan Program, commonly known as Direct Lending.  Our participation in this program allows you to borrow directly from the U.S. Department of Education. The Direct Loan program enables eligible applicants and their parents to obtain a student loan (Subsidized or Unsubsidized) or parent loan (PLUS) to meet their educationally related expenses.  For application instructions please view the Financial Aid Page on the college’s website.